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Deposit Accounts

Dividend Rates and Annual Percentage Yield (APY) accurate as of March 20, 2024.

Share Accounts

Account Dividend Rate APY
Regular Shares 0.500% 0.500%

Club Accounts

Account Dividend Rate APY
Christmas Club 0.150% 0.150%
Convenience Club 0.150% 0.150%
Tax Club 0.150% 0.150%
Vacation Club 0.150% 0.150%
Visa Club 0.150% 0.150%

Share Certificates Of Deposits and IRA Accounts*

Term Minimum Maximum
Dividend Rate APY
6 Month $500 $250,000 1.050% 1.050%
12 Month $500 $250,000 1.500% 1.500%
24 Month $1000 $250,000 1.750% 1.750%
*IRA Accounts are only available in a 12 Month or 24 Month Term

Loan Accounts

Annual Percentage Rate (APR) is accurate as of March 1, 2024.

Unsecured (Signature) Loans

Loan APR Max Loan Amount
Signature Loan As Low as 10.00%* $10,000
Signature Line-Of-Credit (LOC) As Low as 10.00%* $10,000
PACE Visa Credit Card 10.50% $10,000
*Based upon individual credit score and term

Share-Secured Loans

Loan APR Term
Share-Secured Loan 2.50% 1-60 Months

Vehicle Loans

Loan APR Term
New Vehicle As Low as 6.24%* Up to 72 Months
Used Vehicle 2021 and Newer As Low as 6.24%* Up to 72 Months
Used Vehicle 2009 thru 2020 As Low as 6.49%* Up to 60 Months
*Based upon individual credit score and term

Home Equity Line of Credit Loans

Minimum Loan Amount APR Term
$5,000 6.00% 1 – 60 Months
$5,000 6.25% 61 – 120 Months
$5,000 6.50% 121 – 180 Months
Home Equity Line of Credit Loans subject to availability of funds in
accordance with Credit Union policy on real estate secured lending.

All Loans are subject to approval.

 

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